E-Memos
Each month, we provide clients and friends with a short newsletter discussing our views on the banking industry, investing in bank stocks and other timely topics. Click on the icons at right to read our monthly E-Memo newsletters.
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02-10 Lab Rats
01-10 The Market Helps Those Who Help Themselves
12-09 The Fat Cats and the Lender-in-Chief
11-09 The FDIC Opportunity
10-09 Banks Are the Bad Guys. . . Again
9-09 Rex Regulator
8-09 Mark-to-Market Expansion: FASB Tries to Make "Bank" aA Four-Letter Word-Again
7-09 Is Banking Back?
6-09 Where Are Our Banking Heroes?
5-09 Can We Grow Again?
4-09 Are We Out Of The Woods?
3-09 If FDR did it with the stroke of a pen . . .
2-09 Next Time We'll . . .
1-09 A Note of Optimism
12-08 A Reason to Smile?
11-08 What's Going On Under the TARP?
10-08 Are We There Yet? - The TARP Version
09-08 Are We There Yet? Or Is It Too Late?
08-08 Management Markets and Metrics - Trust
07-08 Special - Is it a Bottom in Financial Stock
07-08 Management Markets and Metrics - Transparency
06-08 Managment Markets and Metrics
05-08 Deposits Make Banks Different
04-08 Dividends, etc.
03-08 Banking Bascis Redux Part I
02-08 Circling Overhead/Biding Our Time
01-08 It IS a Great Time to Buy Banks!
12-07 A Great Time to Buy Banks? Really?
11-07 Sour Grapes, Aphorisms & Bromides
10-07 The Halo Effect
09-07 Trust and Transparency
08-07 Fear vs. Fundamental
07-07 Rumors . . .
06-07 Seasoned Investor Reacts
05-07 Are We There Yet?
04-07 On Work and Leadership
03-07 What You Don't Know Can Hurt You
02-07 A Disconnect-Performance & Stock Performance
01-07 What is Your Time Horizon?
12-06 Getting it Right
11-06 As the (Banking) World Turns
10-06 Nobel Prize, Gonzo Banker & New Feature
09-06 The Consensus is (Mostly) Wrong
08-06 von Mises, redux & why the South is Rising
07-06 On the Power of Persistence
06-06 The answer is..Bernanke and al-Zarqawi.
05-06 Free Mkt Capitalism, Banks & Louis Rukeyser
04-06 Six Years and Other Thoughts
03-06 Signs of Spring
02-06 This Can't be Right!
01-06 On the Other Hand . . .
12-05 Gloom and Doom?
11-05 The Best Time to Invest
10-05 Is There Value in Growth?
09-05 The Yield Curve, Growth and California
08-05 Making Hay While the Sun Shines?
08-05 Are You Overweight?
07-05 Too Good to be True?
06-05 Mark Twain on Investing - Styles and Sectors
05-05 Sell in May and Go Away
04-05 The Last Five Years
03-05 Special Edition - Hedge for Your Portfolio?
03-05 The 11th Myth of Bank Investing
02-05 What about Beta?
01-05 Alfie and Alpha
12-04 Special Edition-The Right Time for Banks?
12-04 New Trends & Old Myths
11-04 Election Flash-Dividends & Capital Gains Win
10-04 Myths about Banks & Thrifts
09-04 Sell in May and Go Away
08-04 Observations 2nd Qtr 2004 & Rest of the Year
07-04 Barron's Finally Finds Banks
06-04 The End of Bank Stock Performance?
05-04 Surprising News about Dividends
04-04 Special Edition-Banks Score Top Ranks
04-04 Bank Stocks When Interest Rates Rise
03-04 Earnings Guidance & Bank Survival
02-04 Future of Small Banks
01-04 2004 Year of Dividends and M & A? | 
